Select Page

Progressive Home Ownership

Habitat NorthernHow we help

Introduction

Habitat for Humanity is a registered housing charity and Community Housing Provider. As part of our housing provision we provide a Progressive Home Ownership (PHO) Programme supporting working families into home ownership.

Our programme is based on a Rent to Own model, where families are selected through an application process. Under the terms of theprogramme families pay an affordable rent, paying down the purchase price of the home over time until they can afford a commercial loan from the bank and purchase the home from Habitat. The price of the home is set an affordable level and all equity gained from time of occupancy is transferred to the homeowner. No initial deposit is required. Over the past 25 years Habitat has helped over 550 families into home ownership through this model.

Introduction

Habitat for Humanity is a registered housing charity and Community Housing Provider. As part of our housing provision we provide a Progressive Home Ownership (PHO) Programme supporting working families into home ownership.

Our programme is based on a Rent to Own model, where families are selected through an application process. Under the terms of the programme families pay an affordable rent, paying down the purchase price of the home over time until they can afford a commercial loan from the bank and purchase the home from Habitat. The price of the home is set an affordable level and all equity gained from time of occupancy is transferred to the homeowner. No initial deposit is required. Over the past 25 years Habitat has helped over 550 families into home ownership through this model.

Applicant Criteria

Applicants are encouraged to apply or contact us for more information if you meet the following broad criteria.

1. Have a strong desire for home ownership and partnership through this process with Habitat.

2. Cannot access current market priced housing, due to either household income and / or lack of deposit.

3  Can afford to pay a market rent.

4. Have stable work and a stable household income.

5. Have a KiwiSaver account.

6. Are an NZ citizen.

7. Ideally currently reside in the near vicinity of
the available homes or in Auckland.

Applicant Criteria

Applicants are encouraged to apply or contact us for more information if you meet the following broad criteria.

1. Have a strong desire for home ownership and partnership through this process with Habitat.

2. Cannot access current market priced housing, due to either household income and / or lack of deposit.

3  Can afford to pay a market rent.

4. Have stable work and a stable household income.

5. Have a KiwiSaver account.

6. Are an NZ citizen.

7. Ideally currently reside in the near vicinity of the available homes or in Auckland.

Home ownership a significant milestone for Auckland family

“This settlement is a big milestone. We are over the moon. We can stand up on our own feet and find our own way.”

Habitat Northern one step closer to building healthier homes in Takānini

Habitat for Humanity Northern is delighted to have secured Resource Consent for a medium density housing development.

Four new Progressive Home Ownership homes in Pukekohe

As part of our housing provision, we provide a Progressive Home Ownership (PHO) programme supporting working families into homeownership.

Whangarei family now new homeowners

The most important thing was being able to have a place that we can call home and have no fear of being forced to move out of where we lived.”

Contact Details

OFFICE
 8 Ormiston Rd, Otara,
Auckland, 2019


POSTAL
PO Box 217152,
Botany Junction,
Auckland, 2164


EMAIL
nrphoapplication
@habitat.org.nz

Contact Details

OFFICE
 8 Ormiston Rd, Otara, Auckland, 2019

POSTAL
PO Box 217152, Botany Junction, Auckland, 2164


EMAIL
nrphoapplication
@habitat.org.nz

Support Habitat Northern

SUPPORT US